Warning: Late repayment can cause you serious money problems. For help go to moneyadviceservice.org.uk

a new simple solution to your worries

At N.Bolton’s Finance we are committed to offering our customers responsible access to credit in the way of small cash loans up to £500.00 and in some occasions higher amounts can be negotiated. We are regulated by the Financial Conduct Authority (FCA) Under the Consumer Credit Act and have been issued with a licence to trade. We take our obligation to treat you in a fair and respectful manner very seriously.
N. Bolton’s Finance is committed to responsible lending and the following information is designed to assist you in finding help and managing any financial difficulties that you might find yourself in.
Please feel free to contact a member of our helpful team on 0208 666 0270 with any questions. Or contact us via our online form here

What can you expect from Bolton Loans

Affordable Loans

We look at every customer individually. We listen to you, consider your current financial situation and establish how much you can afford to borrow before making a lending decision. The loans we offer are straight forward and designed to be transparent at all times in the amount of interest you will pay.

No hidden fees or surprises

We work hard to ensure that your loan is explained in full, highlighting the risks as well as the benefits in an open and transparent manner so that you are fully aware of the terms of your agreement. We are open about any costs so that there are no hidden fees or charges. You know how much you will repay before committing to the loan. No surprises!

No false claims about repairing your credit score

N.Bolton’s Finance will not make false claims about being able to re-build your credit history. Credit reference agencies only investigate your conduct when you apply for main stream loans or underwritten credit with high street lenders and certain online lenders. Anyone who claims to be able to repair your credit are often actually unable to do so.

Simple terms and easy to understand

At N.Bolton’s Finance, we are fully dedicated to assisting our customers in a respectful and professional manner at all times. Our team are committed to understanding your point of view and circumstances and will treat every customer in a non-judgmental and sympathetic way.

Organisations offering free debt advice

We recommend that you contact the following organisations in the event of severe financial difficulties. All of these offer free advice and may be able to help you.
The Money advice Service -120 Holborn, London EC1N 2TD or website: https://www.moneyadviceservice.org.uk
National Debtline – a free, confidential and independent telephone helpline for debt problems.www.nationaldebtline.co.uk or on Freephone 0808 808 4000 (England, Wales, and Scotland)

Advice UK – a network of independent advice-providing organisations. Telephone 020 7469 5700, or visit www.adviceuk.org.uk

Citizens Advice Bureau – a network of local offices offering free, confidential independent advice –www.citizensadvice.org.uk (England, Wales and Northern Ireland), or www.cas.org.uk (Scotland)

Christians Against Poverty – free advice with local networks www.capuk.org or tel 01274 760720

Step Change Debt Charity – For debt advice throughout the UK phone 0800 138 1111 or visit www.stepchange.org

Credit Action – www.creditaction.org.uk or tel 0207 380 3390

Payplan – funded by the credit industry but is impartial and deals with all creditors. www.payplan.com or tel 0800 280 2816

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